“Pañcimāni, bhikkhave, dhanāni.

“Mendicants, there are these five kinds of wealth.

Katamāni pañca?

What five?

Saddhādhanaṁ, sīladhanaṁ, sutadhanaṁ, cāgadhanaṁ, paññādhanaṁ.

The wealth of faith, ethics, learning, generosity, and wisdom.

Katamañca, bhikkhave, saddhādhanaṁ?

And what is the wealth of faith?

Idha, bhikkhave, ariyasāvako saddho hoti, saddahati tathāgatassa bodhiṁ:

It’s when a noble disciple has faith in the Realized One’s awakening:

‘itipi so bhagavā …pe… satthā devamanussānaṁ buddho bhagavā’ti.

‘That Blessed One is perfected, a fully awakened Buddha, accomplished in knowledge and conduct, holy, knower of the world, supreme guide for those fit for training, teacher of gods and humans, awakened, blessed.’

Idaṁ vuccati, bhikkhave, saddhādhanaṁ.

This is called the wealth of faith.

Katamañca, bhikkhave, sīladhanaṁ?

And what is the wealth of ethics?

Idha, bhikkhave, ariyasāvako pāṇātipātā paṭivirato hoti …pe… surāmerayamajjapamādaṭṭhānā paṭivirato hoti.

It’s when a noble disciple doesn’t kill living creatures, steal, commit sexual misconduct, lie, or consume intoxicants of beer, wine, and liquor.

Idaṁ vuccati, bhikkhave, sīladhanaṁ.

This is called the wealth of ethics.

Katamañca, bhikkhave, sutadhanaṁ?

And what is the wealth of learning?

Idha, bhikkhave, ariyasāvako bahussuto hoti …pe… diṭṭhiyā suppaṭividdho.

It’s when a noble disciple is very learned, remembering and keeping what they’ve learned. These teachings are good in the beginning, good in the middle, and good in the end, meaningful and well-phrased, describing a spiritual practice that’s totally full and pure. They are very learned in such teachings, remembering them, reciting them, mentally scrutinizing them, and penetrating them theoretically.

Idaṁ vuccati, bhikkhave, sutadhanaṁ.

This is called the wealth of learning.

Katamañca, bhikkhave, cāgadhanaṁ?

And what is the wealth of generosity?

Idha, bhikkhave, ariyasāvako vigatamalamaccherena cetasā agāraṁ ajjhāvasati muttacāgo payatapāṇi vosaggarato yācayogo dānasaṁvibhāgarato.

It’s when a noble disciple lives at home with heart rid of the stain of stinginess, freely generous, open-handed, loving to let go, committed to charity, loving to give and to share.

Idaṁ vuccati, bhikkhave, cāgadhanaṁ.

This is called the wealth of generosity.

Katamañca, bhikkhave, paññādhanaṁ?

And what is the wealth of wisdom?

Idha, bhikkhave, ariyasāvako paññavā hoti, udayatthagāminiyā paññāya samannāgato ariyāya nibbedhikāya sammā dukkhakkhayagāminiyā.

It’s when a noble disciple is wise. They have the wisdom of arising and passing away which is noble, penetrative, and leads to the complete ending of suffering.

Idaṁ vuccati, bhikkhave, paññādhanaṁ.

This is called the wealth of wisdom.

Imāni kho, bhikkhave, pañca dhanānīti.

These are the five kinds of wealth.

Yassa saddhā tathāgate,

Whoever has faith in the Realized One,

acalā suppatiṭṭhitā;

unwavering and well grounded;

Sīlañca yassa kalyāṇaṁ,

whose ethical conduct is good,

ariyakantaṁ pasaṁsitaṁ.

praised and loved by the noble ones;

Saṅghe pasādo yassatthi,

who has confidence in the Saṅgha,

ujubhūtañca dassanaṁ;

and correct view:

Adaliddoti taṁ āhu,

they’re said to be prosperous,

amoghaṁ tassa jīvitaṁ.

their life is not in vain.

Tasmā saddhañca sīlañca,

So let the wise devote themselves

pasādaṁ dhammadassanaṁ;

to faith, ethical behavior,

Anuyuñjetha medhāvī,

confidence, and insight into the teaching,

saraṁ buddhāna sāsanan”ti.

remembering the instructions of the Buddhas.”

Sattamaṁ.